All Access Visa - Review
The All Access Visa card is a great prepaid credit card. They offer many great benefits including free direct deposit, free bill pay, free account alerts, no annual fee and many more.
This card has no credit check and no chex systems verification. This means that everyone is guaranteed to be approved.
One of the best benefits the All Access Prepaid Visa offers is a free savings account for card holders. This savings account will earn a 5% APR and it is FDIC insured.
Also you can have 3 additional cards issued to you for family members or friends. This can be a helpful tool to help teach your children financial responsibility.
You are allowed to transfer funds from one account to another account. For example instead of giving your child cash for their allowance you can simply transfer the money into their account.
In fact this is ideal for students. If you need cash your card can also be used at over 1 million ATM’s worldwide.
You also can sign up to get free account alerts, via text msg. and e-mail. There is zero liability for unauthorized purchases.
If you use direct deposit this will save you hundreds of dollars a year by not having to pay for check cashing fees ever again. You can also choose to use bill pay which is a method to pay your bills using your All Access account; this will save you money by not having to purchase costly money orders.
Your card is accepted online and over the phone. You can use your card to reserve a hotel room and rent a car.
You can deposit funds at any western union locations, additional retail locations (including many gas stations), direct deposit and even using pay pal.
In sum we do suggest the prepaid All Access Visa. There are no interest charges, over the limit, or overdraft fees with this card.